Be Healthy for Life!
Linking Health and Prevention
to
Your Success
Linking Health and Prevention
to
Your Success
Corporate Wellness
Are you considering a health and wellness plan sponsored by your health insurance provider?
Think about the pros and cons before you do
Point #1
Insurance carrier's ability to use your company's health risks and demographic data gathered from a wellness program or wellness fair can be used to justify an increase of your renewal rates.
Since no laws prevent an insurance carrier from using voluntary information for rating purposes, employers should be more prudent in making a decision based on convenience rather than what is in your best interest to contain the rising cost of health care.
Point #2
Most health insurance carriers encourage their clients to use their health and wellness program, but few will share your demographics and risk profile, and even fewer will offer onsite wellness programs and follow up.
For better returns, you will find BHFL can offer you data and onsite support to measure and track results to determine the best strategies to lower costs.
Think about the pros and cons before you do
Point #1
Insurance carrier's ability to use your company's health risks and demographic data gathered from a wellness program or wellness fair can be used to justify an increase of your renewal rates.
Since no laws prevent an insurance carrier from using voluntary information for rating purposes, employers should be more prudent in making a decision based on convenience rather than what is in your best interest to contain the rising cost of health care.
Point #2
Most health insurance carriers encourage their clients to use their health and wellness program, but few will share your demographics and risk profile, and even fewer will offer onsite wellness programs and follow up.
For better returns, you will find BHFL can offer you data and onsite support to measure and track results to determine the best strategies to lower costs.
With the rising cost of healthcare, more employers will find it very difficult to maintain their current healthcare coverage and achieve their financial goals. News from Wall Street to Main Street are reporting that employers are struggling for solutions to the problem or dropping health benefits completely.
Be Healthy for Life
can help you chart a course that is painless and with ease!
(404) 819-9549
can help you chart a course that is painless and with ease!
(404) 819-9549
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Be Healthy for Life, LLC
For More Inforamation
Renzie
(404) 819-9549
renzier@aol.com
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Imagine having employees with the health and stamina to achieve more with less. Can your employees health pivot your company's competitive advantage?
Employer's Burden of Health Care
In 2008, premiums for employer-based health insurance rose to 6.9 and in 2009, premiums are expected to jump to at least 10 percent, according to the US Chamber of Commerce.
In 2008, health care rose to 44 percent of payroll expenses. The annual premium for employer health insurance coverage for a family of four rose nearly $12,700 and single coverage averaged $4,700.
The following table is an example of conservative loss for selected chronic conditions:
| Condition | Prescribed Therapy |
Home Health |
Averaged Lossed Time Work |
Average Estimated Cost |
| Heart Condition |
$48,413 |
$4,363 |
91 Days |
$75,491 |
| Hypertension |
$22,937 |
$2687 | 7 Days |
$42,279 |
| Diabetes Mellitus |
$15,241 |
$3067 |
5 Days |
$34,288 |
| Back Injury |
$8834 | $3957 |
10 Days |
$32,487 |
Linking Health to Productivity
In any economy, you can not afford to risk health care coverage for your employees or offer coverage that is no longer affordable. There is a solution.
Be Healthy for Life can help you decrease your costs and save as much as $3 to $5 for every dollar spent on health care. As a business strategy, we can show you how to link health and prevention to productivity and your company's financial performance.
Our Approach
BHFL takes an aggressive approach to managing your risk and this is what differentiates us from our competitors:
Independent Health and Wellness Provider
- Your demographics and risk data are not aggregated for ratings or pricing.
- Data collected serves as a baseline and catalyst for identifying needs and changing behaviors.
- Our partnership will position you to negotiate for lower renewal rates.
- Web-based tools are easily accessible whether healthy or in need of specialized resources.
- We tailor personalized exercise prescription and wellness programming.
- Onsite coaching and support for program accountability.
- Educational resources to assist in making informed choices about health and lifestyle.
- Evidence-based metrics to track and measure results.
- Proactive identifying, coaching, and engaging member to manage health.
- Align healthy workforce with productivity and financial goals.
- HR policy review and recommendations to integrate program goals with productivity and financial performance.
- Identify pass patterns of success and failures.
- Engage employee in goal setting and ownership of program for improved results.
- Seminar topics include:
- Condition management
- Family health
- Nutrition
- Physical activity
- Mental health
- Safety
- Weight management
We know that healthy employees are just as important to your success as sales, marketing, and technology - employees are the core of your success.
Bottom line, inactivity and unhealthy lifestyles add more cost to your health benefits than the cost to invest in promoting prevention. Our solutions are scalable to fit your needs.
We can help you transform your company, reduce absenteeism, and create a healthier culture without the need for a large scale investment. Your employees will develop behaviors to improve their productivity and mental output.
To help you jump start the process, we will provide our expertise and perform the following strategies:
- Identifying needs, goals and desired outcomes
- Collecting workforce data and demographics
- Evaluating web-base technology and integration
- Surveying employee expectations
- Presenting a comprehensive design for proposed plan
- Integrating plan design with health care and worker's compensation
- Including strategies for attracting and retaining talent
- Evaluating administrative and decision-making concerns
- Identifying local ancillary and resources availability
Take a bold step to optimize your talent
Lower your health insurance costs
Health & Prevention: It Works!
Lower your health insurance costs
Health & Prevention: It Works!
